Home Insurance

Tesco Bank Home Insurance is Defaqto 5 Star rated. Whether you need buildings or contents insurance, our range of policies and extras can help you get the level of cover you need.

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  • £75,000 new-for-old contents cover as standard, for an additional premium you can increase it to £100,000
  • Unlimited buildings cover as standard – so your home's structure, fixtures and fittings can be repaired, rebuilt or replaced
  • Choose the optional extras that are right for you – and only pay for the additional cover you need
  • Reassurance that our Home Insurance is underwritten by a carefully selected range of insurers More information
  • Manage your home insurance policy online at a time convenient for you. Log into your account 24 hours a day to view or update your details.

If you have completed a Tesco Bank Home Insurance quote before 11 December this will have expired. You will need to get a brand new quote.

See what people say about our Home Insurance

Thousands of people just like you left reviews for us on Reevoo once they bought our Home Insurance. See what they had to say.

Get peace of mind with our Home Insurance

Contents insurance

Contents insurance

It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

  • Alternative accommodation up to £15,000 if your home isn't safe to live in
  • Accidental damage on home entertainment equipment as standard
  • Garden contents - up to £1,500 cover on garden items such as barbecues and lawnmowers
  • Cover for legal downloads and more, up to £2,000
  • If your freezer fails, we will cover the cost of replacing your food up to £1,000

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

Buildings insurance

Buildings insurance

As a homeowner, the biggest asset you have is probably your home. So it's important your home is covered in case the worst happens.

  • One year guarantee on home repairs carried out by insurer-appointed builders
  • Permanent fixtures in your home such as your built-in kitchen, wardrobes, showers and baths are also covered
  • Burst pipes and blocked sewer pipes - we will cover repairs up to £5,000
  • Replacement locks if your house keys are lost or stolen
  • Alternative accommodation up to £50,000 if your home isn't safe to live in

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

Optional extras

Need a little more from your Tesco Bank Home Insurance?

Just choose the optional extras that are right for you and only pay for the additional cover you need.

  • Extended accidental damage cover is extra protection from unexpected accidents in your home
  • Contents cover away from home, for items that you wear or carry
  • Protect your bicycles while you're away from home in addition to your contents
  • Home Emergency cover - 24-hour cover for a range of emergency situations
  • Family Legal Guard - legal expense insurance and access to a legal helpline

Home Emergency Cover is underwritten by Interpartner Assistance SA. Family Legal Guard is underwritten by AmTrust Europe Limited.

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

Your Insurance Account

Your Insurance Account

  • No admin fees for changes made to your policy in Your Insurance Account
  • View, print and download all your home insurance policy documents at any time
  • Update your personal details whenever you want, including your address, email address and phone number
  • Send us your documents electronically and securely
  • Tell us if you are moving home

Need more information?

Find out more about our buildings or contents home insurance cover

Guaranteed Tesco Clubcard discount, plus 20% discount for new customers who buy online

We like to give Clubcard members that little bit extra; it's Tesco Bank's way of saying thank you.

It doesn't matter whether you're a new customer, or renewing your cover, you're always guaranteed to get a Clubcard discount. All you need to do is tell us your Clubcard number when you get a quote.

Also, if you're a new customer you get a 20% discount when you buy Tesco Home Insurance online.

Just so you know, both discounts do not apply to Home Emergency Cover and Family Legal Guard. The 20% online discount is subject to minimum premium.

Choose the cover you need for your home

  • Contents only

    It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

  • Buildings & Contents

    Cover for your home and belongings; from floor to ceiling and everything else.

  • Buildings only

    As a homeowner, the biggest asset you own is probably your home. So it's important your home is covered in case the worst happens.

Why choose Tesco Bank Home Insurance?

  • Cover that's Defaqto 5 Star rated
  • Manage your home insurance policy online 24/7 in Your Insurance Account
  • New-for-old contents cover
  • Unlimited buildings cover as standard
  • Alternative accommodation if your home isn't safe to live inTerms apply
Defaqto 5 Star rated

Defaqto 5 Star rated

Defaqto 5 Star rated

Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision making. Tesco Bank Home Insurance has a Defaqto 5 Star Rating which means it has a comprehensive level of features and benefits.

Help for existing policyholders

Need to check your policy documents or need to make a claim?

Contact us - we're here to help

Need a few questions answered? Want to chat rather than scroll? Our UK-based teams are here to talk to you seven days a week. Lines are open Monday to Friday 8am-9pm, Saturday and Sunday 9am-5pm.

Important information

Key product information

Alternative accommodation

If your home is not fit to live in caused by damage covered under our insurance, we will cover the costs of alternative accommodation. For contents-related claims, alternative accommodation costs are covered up to £15,000 and for buildings-related claims, costs are covered up to £50,000.

Our range of insurers

Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers:

  • Tesco Underwriting Ltd
  • AXA Insurance UK plc
  • Towergate Underwriting Group Ltd
  • Royal & Sun Alliance Insurance plc
  • Legal & General Insurance Ltd

Home Emergency cover is underwritten by Interpartner Assistance SA.

Family Legal Guard is underwritten by AmTrust Europe Limited.

Policy documents

Monetary levels, excesses and exclusions apply

Before you buy your Tesco Bank Home Insurance online, please read the policy documents relevant to the required start date of your insurance, to ensure that the policy you select meets your needs. The Policy booklet and Key policy information booklet outline the benefits, limitations and exclusions that will apply to your cover.