15 month All Round Credit Card

Our card with 0% interest on transfers and purchases for the first 15 months

Low Balance Transfer Fee Card
Low Balance Transfer Fee Card

If you've got balances on other cards and you're paying a higher rate of interest, then our All Round Card could make the difference.

  • 0% interest on purchases and balance transfers for first 15 months with a 0.85% balance transfer fee
  • Also has 0% interest on money transfers for first 15 months, with a 3.94% fee
  • The 0% interest rate on balance transfers and money transfers applies to any transfers made within the first 90 days of opening your account. You can transfer up to 95% of your available credit limit
  • Your introductory rates will be withdrawn if we don’t receive your minimum payment on time and in full. Direct debits and payment due date alerts can be set up through online banking after your account has been opened to help you avoid paying late or missing a payment
  • Collect Tesco Clubcard points almost everywhere you use your card, plus your usual points in Tesco Terms apply

Representative example

  • Representative18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

What is APR?

Why choose a Tesco Bank Credit Card

  • Apply online in just 10 minutes and get a decision in 60 seconds
  • Complete your money transfer with our mobile app and use it to keep on top of all your spending
  • Pay with contactless - make spending even simpler for purchases up to £30How to use contactless
  • Collect Tesco Clubcard points almost everywhere you use your cardTerms apply
  • Quick and easy payments with Apple PayFind out more

Get 0% interest on purchases, money transfers and balance transfers for the first 15 months

If you're looking for a credit card that gives you flexibility, our all-round credit cards are designed to give you a little bit of everything. This card has a 15-month 0% interest period on purchases, which can come in handy when you're looking to make a big purchase. Plus, you'll collect Clubcard points as you spend.

It also has a 15-month 0% interest balance transfer period, with a fee of 0.85% paid on the amount you’re transferring, so moving your existing debt to us could be cheaper than your current interest repayments if your current rate of interest is higher.

And with 0% interest on money transfers for the first 15 months you can move cash into your bank account for a 3.94% fee, and pay it back over time. For balance and money transfers you can transfer up to 95% of your available credit limit.

Remember, when transferring funds from your card to pay off other debt, this may give you an initial saving, but if you don't pay it off in the initial 0% interest period then it could end up costing you more in the long run.

Contact us

Our UK teams are here for you 24 hours a day, seven days a week. Yes, even Christmas day.

Looking for something else?

Important information

Key product information

Some things to remember

  • 0% interest rates apply from the day you opened your account
  • Your introductory rates will be withdrawn if we don’t receive your minimum payment on time and in full
  • You can transfer up to 95% of your available credit limit. You won't be able to transfer a balance between Tesco Bank credit cards
  • Our credit facilities are available to over 18s and UK residents only, subject to status
  • Purchases made using money that has been transferred will not benefit from protection under Section 75 of the Consumer Credit Act 1974. Section 75 protection is only available if you make the purchase with your credit card (please note that not all purchases are eligible for this protection).

Before applying, you should review the Summary Box (PDF) for this product:

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

What is APR?

APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market.

After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.

Collecting Tesco Clubcard points

How to collect Tesco Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy.

  • You collect 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website. Clubcard points can’t be collected on Tesco Travel Money purchases
  • Clubcard points collection rates are subject to change
  • You must have available credit
  • The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.