Annual multi-trip Travel Insurance
An annual travel insurance policy for peace and mind, all year-round
If you're going to need travel insurance more than once this year, then taking out one of our annual multi-trip policies could save you money and time, compared with buying single-trip policies.
What does annual travel insurance cover?
Protect your health, belongings and travel plans
All the things you'd expect from travel insurance
Choose from three cover levels; cover the basics right up to a fully featured policy.
| Cover feature | Everyday Value | Standard | Finest |
|---|---|---|---|
| Emergency medical expenses | £2,000,000 | £5,000,000 | £10,000,000 |
| Cancelling/cutting your trip short | £1,000 | £5,000 | £10,000 |
| Personal belongings | Add Personal Belongings optional extra for £1,000 of cover | £1,500 | £2,000 |
| Travel delay | £10 per 12 hours (up to £200) | £20 per 12 hours (up to £400) | £30 per 12 hours (up to £600) |
| Money and documents | Add Personal Belongings optional extra for £300 of cover | £400 | £500 |
| Delayed baggage | Add Personal Belongings optional extra to cover £50 per 12 hours (up to £100) | £50 per 12 hours (up to £150) | £100 per 12 hours (up to £300) |
| Hospital benefit | £15 per day (up to £600) | £25 per day (up to £1,000) | £50 per day (up to £2,000) |
This is a summary of cover to help you decide what you need. Excesses, terms, exclusions and conditions apply. We recommend that you read the Policy documents for full information. Check policy documents
Why choose Tesco Bank Travel Insurance?
Defaqto 5 Star rated
Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision making. Tesco Bank Travel Insurance Finest Cover has a Defaqto 5 Star Rating which means it has a comprehensive level of features and benefits.
Ready to get a quote?
Only need cover for one trip?
Give us a call and tell us about your travel plans. One of our team will review your needs and recommend the correct Tesco Bank insurance cover for you.
Travel insurance guides and FAQs
Help for existing customers
Emergency phone numbers
24-hour Medical Emergency International Helpline +44 23 8064 4633
Lines are open 24/7, every day of the year
Customer services 0345 293 9475
Lines are open Mon-Fri, 8am-8pm, Sat 9am-4pm and Sun 10am-5pm. Calls may be recorded. This number may be included as part of any inclusive call minutes provided by your phone operator.
Need to make a claim?
Our UK-based claims line is open 24 hours a day, 365 days a year.
Already have Travel Insurance with us?
Find out how to update us on medical conditions, get your travel insurance renewed, etc.
Important information
Policy documents
It’s important that you review the full policy documents before taking out your travel insurance policy.
- Policy Summary PDF, 105kb
- Policy Booklet PDF, 326kb
Tesco Bank Travel Insurance is provided by Ageas Insurance Ltd.
Travel Legal Guard cover is underwritten by DAS Legal Expenses Insurance Company Limited and Financial Failure cover is provided and administered by International Passenger Protection Limited and underwritten by certain underwriters at Lloyd's.
How we use your data
How we collect and use your personal data
Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group and the insurer who may underwrite your policy take the security of your data seriously. Detailed information on how we and your insurer handle your data and your rights under data protection laws is available in our privacy notice.
We collect data when you browse our website (e.g. your IP address), request a quotation, partially complete a quotation and do not purchase a policy.
We will use your data to give you quotes, provide our services to you, perform eligibility checks, decide if we can insure you and on what terms, protect you and us against fraud and financial crime and manage and develop our business. Automated decisions may be taken to assess insurance risk and to detect crime.
We use data such as your name and address, to find any Clubcard(s) that are linked to your address. That might be your Clubcard, the Clubcard of other family member(s), or the Clubcard of house or flat mates. We may use this information to tailor our communications and to try to bring you better terms, deals or offers, and this may include profiling on an on-going basis. We may also award Clubcard points.
Data may be obtained from and shared with the wider Tesco Group and fraud prevention agencies (FPAs). The FPAs will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected this may be shared with other organisations and you could be refused certain services, finance or employment.
By proceeding with your application you acknowledge we may use your data in this way.
- Privacy Notice pdf, 145kb
Terms of cover options
Personal belongings, valuables and money and document cover
You’ll be covered as standard if you opt for our Standard or Finest policies. If you’re going for our Everyday Value policy, you can add personal belongings cover on for an extra cost.
Excess on Standard or Finest policies
If you choose our Standard or Finest policies you can reduce the cost of your travel insurance by opting to double your excess. Read our relevant FAQ below if you’d like to know more.
Winter Sports cover
For those of you headed for the slopes you can choose our Standard or Finest policy and then add on Winter Sports cover. There’s an additional charge but it’s worth it for the fun you’ll have! (Please note that the Winter Sports Cover is not available on Everyday Value policies.)
To find out more, check out our Winter Sports cover section on our cover comparison page.
What is double excess?
What is a double excess?
When you purchase a Tesco Bank Standard or Finest Travel Insurance policy, you can opt to double the normal excess (£60 on Standard and £45 on Finest) in return for a reduced premium.
If you select this option, your excess for Standard cover will be £120 and your excess for Finest cover will be £90.
This option is not available for Tesco Bank Everyday Value Travel Insurance policies.
The excess is the amount of money you pay on each claim you make under certain sections of the insurance policy before Tesco Bank Travel Insurance pays out. You should refer to the policy booklet for full details of what excess you need to pay under each section.